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Whether you’re buying a home or refinancing, we’re here to guide you with thoughtful, strategic advice. By combining competitive rates with careful planning, we make the process clear, streamlined, and centered on your long-term goals.
Purchase A Home
Find your perfect home with listings that fit your style and budget. We guide you every step with expert advice and local know-how.
Refinance A Home
Unlock savings and better terms with refinancing options tailored to your needs. We make the process easy and stress-free, every step of the way.
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Explore Programs
Loan Programs Available
FHA Loans
FHA loans are ideal for first-time buyers with low down payments or lower credit scores, offering a government-backed path to homeownership.
Conventional Loans
Conventional loans often require a higher down payment, typically ranging from 5% to 20%, along with stricter credit score requirements of 620 or above.
VA Loans
VA loans, backed by the Department of Veterans Affairs, provide no down payment options and favorable terms for veterans, active-duty members, and eligible spouses.
DSCR Loans
Invest in rental properties with no income verification DSCR loans use property cash flow, not personal income. Fast, flexible financing for investors.
Self-Employed Loans
Self-employed loans (non-QM) help those with variable income buy homes, often requiring higher down payments but still offering flexible terms.
Reverse Mortgages Loans
Reverse mortgages help homeowners 62+ turn home equity into cash, with no monthly payments and repayment due when they leave the home.
Second Mortgages Loans
A second mortgage lets homeowners borrow against home equity in addition to their first mortgage. It’s a way to get cash for renovations, debt, or other needs.
Live Market Pricing
Blogs
The Top 5 Mortgage Mistakes to Avoid
Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and...
Mortgage Do and Do not list
Mortgages can be tricky, and it's easy to make mistakes that can end up costing you dearly. That's why we've put together this list....
Tips On How To Improve Your Credit Score
Let's talk about some ways you can improve your credit score! Your credit score is actually a big deal, and it can affect...
Location
: 106 Langtree Village Dr # 301 Mooresville NC 28117
© Copyright 2026
CRUX Mortgage
Eric serves all of
North Carolina, South Carolina & Texas
NEXA Lending | NMLS# 1660690 | 5559 S Sossaman Rd Bldg 1 Ste 101, Mesa, AZ 85212
Branch: 106 Langtree Village Dr # 301 Mooresville NC 28117
NEXA Mortgage LLC is an Equal Housing Lender
Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov.
A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov